Kroger application

I am looking to get the Ralphs Kroger Mastercard. I see that you can apply either online or via phone.
Is applying for credit cards by phone still a thing? I remember doing this 25 years ago.
Does anyone have more recent insight into this? Specifically, comparing approval rates of phone vs online applications. Any other considerations? Thanks so much

Hi ShopifyeCommerce - I'm Paul and I follow the e-commerce industry closely for my Shopifreaks E-commerce Newsletter. Each week I post a summary recap of this week's top stories, which I cover in depth in the newsletter. .

1. STAT OF THE WEEK: Apple's App Store ecosystem generated $1.1 trillion in revenue in 2022. 90% was commission-free and the remainder Apple took a 15% to 30% commission. This $1.1 trillion breaks down as $910 billion in total billings and sales from the sale of physical goods and services, $109 billion from in-app advertising and $104 billion for digital goods and services. .
2. Shopify officially launched Shop Cash, its rewards program that earns shoppers 1% cashback on purchases made using the Shop Pay payment method. After a purchase, shoppers will see their Shop Cash rewards balance appear in their Shop App. The rewards are redeemable for future purchases within Shop App, currently just for customers and stores in the U.S. Shop Cash redemption is not limited to JUST the store that a customer purchased from. The rewards are tied to the payment method (Shop Pay), not to the store itself, and can be used on any U.S. store within the Shopify ecosystem. .
3. Last week Reddit announced a significant increase to its API pricing, which will inevitably put most 3rd party apps out of business. Other apps affected by the pricing change include Reddit is Fun (my personal favorite), Relay for Reddit, Bacon Reader, and more. Additionally, under the new API rules, developers of third-party clients won’t be able to earn money from ads or be able to show NSFW content within their apps. Their only option for monetization will be to hope that users are willing to pay a monthly subscription to their app, despite not getting access to some of Reddit's content. Moderators wrote an open letter to Reddit management, urging them to reconsider the recent API pricing change, which has been signed by thousands of users and moderators and shared across hundreds of subreddits. Many subreddits are planning to go dark on June 12th for 48 hours or longer (some permanently) to protest the policy — which means turning their subreddit private and not making its content available to the public. .
4. Walmart announced its initiatives to reduce its use of plastic in its online business and reduce waste, plans which include replacing nearly all its plastic mailers with paper mailers, "rightsizing" its cardboard box packaging to reduce packing waste, giving customers the ability to request consolidation of multiple items into fewer boxes, and later this year giving customers the ability to opt-out of single use plastic bags used in online pick-up orders across the U.S. Amazon has offered similar shipment consolidation features for quite some time, including allowing users choose an Amazon Day, where members pick a day of the week to have all their items delivered at once. .
5. Amazon is making a big change at its warehouses to ensure that customers receive products in good condition. The company will soon begin employing AI to check items before they are shipped to ensure that they are of good quality before leaving the facility. The AI inspection happens during the picking and packing stage. As items are selected and put into bins for orders, they go through an imaging station where they are checked for accuracy. If an item is flagged as damaged, a human worker takes a closer look. Otherwise, it moves on to the packing stage and gets shipped to the customer. The AI system is reportedly three times better than a human worker at identifying damaged items, and it never has to use the bathroom. .
6. India's Open Network for Digital Commerce (ONDC) has expanded to facilitate B2B transactions. The B2B transactions on ONDC are being powered by tech startups SignCatch, a SaaS payments startup, and Rapidor, a business automation platform, which have jointly enabled both the B2B buyer and seller side platforms on the network, allowing interoperability between both sides The ONDC team said it has other startups in the pipeline for its B2B expansion, including the rural fintech company Spice Money. .
7. Shopify is facing a $130M class-action lawsuit over severance offered to recently laid off staff. The lawsuit alleges that some Shopify employees laid off at the start of May were presented with departure packages outlining hefty severance sums they were entitled to if they signed the agreement within a few days. However once workers signed the agreements, Shopify changed the terms and the employees were given substantially smaller sums. .
8. Twitter is also being sued by former employees — this time by former janitors from its New York City offices. The suit alleges that Twitter violated city law when janitors were abruptly fired in December after the Elon Musk takeover, violating the Displaced Building Service Workers Protection Act by failing to retain the janitors after terminating the contract. The lawsuit is seeking hundreds of thousands of dollars in back wages for the former workers. .
9. Amazon, along with four other companies selected, built a prototype for the digital euro's application in e-commerce payments, after the ECB called on front-end providers in the EU payment market to contribute ideas and build applications. Amazon is also optimistic about the project and welcomes the introduction of the digital euro. The company said, “We at Amazon believe a digital euro can be a tool to foster innovation and increase the efficiency of payments.” The European Commission is due to publish a bill in June that covers digital euro privacy safeguards and other major issues. .
10. ShipStation released a study that reveals the factors that deter e-commerce customers. The “Exploring the Nuances in E-Commerce” guide includes a survey of over 3,000 customers and 600 online merchants across six markets, and examines the deterrents of consumer loyalty in e-commerce. 90% of Australian consumers state that a lack of suitable delivery options can influence whether they abandon their cart at the online checkout. 30% indicate they will often or always abandon their cart if their desired delivery option is not offered. However merchants seem to be ignorant to the above stats. 38% of Australian merchants believe a lack of delivery options offered at the checkout ‘never’ prevents consumers from finalizing their purchase. >
11. Etsy announced an update to its listing process for sellers to add new listings or edit existing ones. With the new listings form, sellers can navigate sections faster and more efficiently, access the new performance tab to see performance data and reviews for the listing, and keep track of edits via a change summary in the footer. .
12. Last week approximately 2,000 Amazon employees staged a walkout to protest Amazon corporate's decision to bring employees back into the office, and Amazon couldn't have cared less. Company spokesperson Brad Glasser told Fortune, that since the return-to-office mandate went into effect “there’s more energy, collaboration, and connections happening, and we’ve heard this from lots of employees and the businesses that surround our offices.” .
13. A husband-and-wife team of eBay sellers put bubble wrap companies to the test to find out whether the sizing on their labels were accurate. One brand which advertised 700 feet on the label only shipped around 400 feet, while the best experience was from a 1050 feet role delivering 1020 feet. .
14. Wix issued its second Environmental, Social and Governance (ESG) Report, which demonstrates the company's efforts towards building a more sustainable and inclusive business and shares new initiatives to its approach to a responsible ESG framework. Co-founder and CEO, Avishai Abrahami, said, “We're here to make a difference and, ultimately, create a better world for everyone, and with today's decisions we're solidifying our foundation – for our users, our people and our company – for the next decade of success for Wix.” .
15. Walmart added the ability for sellers to purchase shipping labels for domestic orders on its marketplace, a feature that was previously only available on cross-border orders. Walmart also announced Automated Shipping Settings, which automatically generates transit times based on your warehouse zip code, carrier service, and customer's address. .
16. Moneris, a Canadian provider of payment solutions for mobile, online, and brick-and-mortar businesses, partnered with Wix to power its in-house website builder. Businesses using Moneris Online will have access to Wix's product offerings including bookings, online ordering, commerce and business solutions, and security infrastructure. .
17. Amazon plans to hire 1,000 seasonal workers across Australia in preparation for its busy mid-year sales period. The company has opened applications for temporary roles at fulfillment centers and logistics sites across Sydney, Melbourne, Brisbane, Perth, and Adelaide in an attempt to get ahead of the holiday season rush. .
18. Binance is rumored to be laying off as much as 20% of its 8,000 employee workforce, according to a tweet by independent reporter Colin Wu. A company spokesperson responded with a statement saying that “this not a case of rightsizing” but a focus on “whether we have the right talent”, as the company says it'll still be seeking to fill hundreds of open roles. .
19. Shein is hiring a U.S. head of logistics who will serve as a liaison between the company's U.S. and Singapore headquarters, according to a LinkedIn job posting, as part of its plan to bolster compliance and logistics execs ahead of its U.S. marketplace. The company is also hiring an anti-money laundering and compliance executive and a number of U.S. marketplace personnel. .
20. commercetools, a provider of composable commerce, appointed Roxana Dobrescu as its first Chief People Officer. Dobrescu, who brings two decades of corporate human resources and talent acquisition experience to the company, will lead global personnel efforts. .
21. Companies are pulling back on their fulfillment plans including American Eagle, who announced last year that it was building out 3PL capabilities after acquiring two logistics firms, however recently trimmed its logistics workforce, stating that the unit's services had not met expectations. Blue Apron, another example, opened two distribution centers and added 1,200 workers to assemble its boxes of fresh goods, but are now selling its logistics assets to FreshRealm, which makes meal kits for Kroger, Publix, Walmart, and other grocers. .
22. Meesho, the Facebook-backed Indian e-commerce marketplace that offers the lowest seller commission in the country, has become the world's fastest shopping app to cross 500M downloads across Google Play and iOS, reaching the milestone in just six years. Over half of those downloads (274M) came in 2022. .
23. Amazon is in talks with all major U.S. wireless carriers about a potential partnership to offer cheap or free cell phone service to Prime members. So far there are no details on what Amazon's wireless service would look like, including whether it would offer the same level of service or Internet speeds as you'd get going directly through Verizon, T-Mobile, or AT&T. .
24. Twitter is hiring NBCUniversal's senior executive Joe Benarroch in a role focusing on business operations. At NBCUniversal, Benarroch was executive VP of communications, global advertising and partnerships. .
25. Molson Hart, a reporter who famously wrote about how Amazon's business practices harm American consumers in 2019, shared on Twitter that Amazon lawyers “are trying to ruin me.” In an attempt to prove that Molson is either lying or wrong, the company has requested countless documents in discovery and requested more than two full days of depositions from the reporter, while putting him in a position to cover a mountain legal bills through 2026. .
26. Last week I reported that Jeff Bezos is ripped now. Well it turns out that Mark Zuckerberg is too! The Meta CEO impressed his followers by completing the Murph challenge, which involves running one mile, followed by 100 pull-ups, 200 push-ups, 300 squats, and concluding with another mile run, while wearing a 20lb weighted pack, in under 40 minutes. .
27. Amazon is winding down its celebrity voices initiative on Echo devices, which included voices from Samuel L. Jackson, Melissa McCarthy, and Shaquille O'Neal. Customers will be able to continue using the voices for a limited time and then can contact Amazon for a refund. .
28. Juni is launching a new feature called Juni Invoices, which offers a “buy media, pay later” model that allows online retailers to choose between 30, 60, and 90 days to pay their media invoices. The platform will auto-collect and scan invoices via integration with Google and Facebook Ads and automatically match each invoice with its corresponding transaction to reduce processing time. .
29. Google made several updates to Google Wallet, focusing on health care and travel services, with potential use cases for personal identification and airline boarding. The upgrades arrive to compete with Apple Pay, which began offering consumers a hub for their virtual payments cards along with authentication services. Now how about offering a 4.15% interest bearing savings account? .
30. Meta is planning to cut another 1,200 jobs across California, with 528 coming from the company's Menlo Park headquarters. The company also announced that it will require office-assigned staff to return to in-person work for at least three days a week starting Sep 5th. .
31. Klaviyo launched an integration with Amazon's Buy With Prime service, which lets Klaviyo users sync their order and customer data with their Klaviyo account. Business are able to see a single, real-time view of their customers, conversions, and revenue through Klaviyo's platform. .
32. Plus 8 seed rounds, IPOs, and aquisitions of interest including SellerX's acquisition of fellow e-commerce aggregator Elevate Brands.

For more details on each story, see the full edition: https://www.shopifreaks.com/reddit-is-outraged-shopify-offers-cashback/
What else is new in e-commerce? Share stories of interesting in the comments below (including in your own business) or on shopifreaks.
I'll be dark next week in support of the protest against Reddit's API changes, so I'll see ya in a few weeks!
-PAUL

Hi ecommerce - I'm Paul and I follow the e-commerce industry pretty closely for my Shopifreaks E-commerce Newsletter. Each week I post a summary recap of this week's top stories, which I cover in depth in the newsletter. .

1. STAT OF THE WEEK: Apple's App Store ecosystem generated $1.1 trillion in revenue in 2022. 90% was commission-free and the remainder Apple took a 15% to 30% commission. This $1.1 trillion breaks down as $910 billion in total billings and sales from the sale of physical goods and services, $109 billion from in-app advertising and $104 billion for digital goods and services. .
2. Shopify officially launched Shop Cash, its rewards program that earns shoppers 1% cashback on purchases made using the Shop Pay payment method. After a purchase, shoppers will see their Shop Cash rewards balance appear in their Shop App. The rewards are redeemable for future purchases within Shop App, currently just for customers and stores in the U.S. Shop Cash redemption is not limited to JUST the store that a customer purchased from. The rewards are tied to the payment method (Shop Pay), not to the store itself, and can be used on any U.S. store within the Shopify ecosystem. .
3. Last week Reddit announced a significant increase to its API pricing, which will inevitably put most 3rd party apps out of business. Other apps affected by the pricing change include Reddit is Fun (my personal favorite), Relay for Reddit, Bacon Reader, and more. Additionally, under the new API rules, developers of third-party clients won’t be able to earn money from ads or be able to show NSFW content within their apps. Their only option for monetization will be to hope that users are willing to pay a monthly subscription to their app, despite not getting access to some of Reddit's content. Moderators wrote an open letter to Reddit management, urging them to reconsider the recent API pricing change, which has been signed by thousands of users and moderators and shared across hundreds of subreddits. Many subreddits are planning to go dark on June 12th for 48 hours or longer (some permanently) to protest the policy — which means turning their subreddit private and not making its content available to the public. .
4. Walmart announced its initiatives to reduce its use of plastic in its online business and reduce waste, plans which include replacing nearly all its plastic mailers with paper mailers, "rightsizing" its cardboard box packaging to reduce packing waste, giving customers the ability to request consolidation of multiple items into fewer boxes, and later this year giving customers the ability to opt-out of single use plastic bags used in online pick-up orders across the U.S. Amazon has offered similar shipment consolidation features for quite some time, including allowing users choose an Amazon Day, where members pick a day of the week to have all their items delivered at once. .
5. Amazon is making a big change at its warehouses to ensure that customers receive products in good condition. The company will soon begin employing AI to check items before they are shipped to ensure that they are of good quality before leaving the facility. The AI inspection happens during the picking and packing stage. As items are selected and put into bins for orders, they go through an imaging station where they are checked for accuracy. If an item is flagged as damaged, a human worker takes a closer look. Otherwise, it moves on to the packing stage and gets shipped to the customer. The AI system is reportedly three times better than a human worker at identifying damaged items, and it never has to use the bathroom. .
6. India's Open Network for Digital Commerce (ONDC) has expanded to facilitate B2B transactions. The B2B transactions on ONDC are being powered by tech startups SignCatch, a SaaS payments startup, and Rapidor, a business automation platform, which have jointly enabled both the B2B buyer and seller side platforms on the network, allowing interoperability between both sides The ONDC team said it has other startups in the pipeline for its B2B expansion, including the rural fintech company Spice Money. .
7. Shopify is facing a $130M class-action lawsuit over severance offered to recently laid off staff. The lawsuit alleges that some Shopify employees laid off at the start of May were presented with departure packages outlining hefty severance sums they were entitled to if they signed the agreement within a few days. However once workers signed the agreements, Shopify changed the terms and the employees were given substantially smaller sums. .
8. Twitter is also being sued by former employees — this time by former janitors from its New York City offices. The suit alleges that Twitter violated city law when janitors were abruptly fired in December after the Elon Musk takeover, violating the Displaced Building Service Workers Protection Act by failing to retain the janitors after terminating the contract. The lawsuit is seeking hundreds of thousands of dollars in back wages for the former workers. .
9. Amazon, along with four other companies selected, built a prototype for the digital euro's application in e-commerce payments, after the ECB called on front-end providers in the EU payment market to contribute ideas and build applications. Amazon is also optimistic about the project and welcomes the introduction of the digital euro. The company said, “We at Amazon believe a digital euro can be a tool to foster innovation and increase the efficiency of payments.” The European Commission is due to publish a bill in June that covers digital euro privacy safeguards and other major issues. .
10. ShipStation released a study that reveals the factors that deter e-commerce customers. The “Exploring the Nuances in E-Commerce” guide includes a survey of over 3,000 customers and 600 online merchants across six markets, and examines the deterrents of consumer loyalty in e-commerce. 90% of Australian consumers state that a lack of suitable delivery options can influence whether they abandon their cart at the online checkout. 30% indicate they will often or always abandon their cart if their desired delivery option is not offered. However merchants seem to be ignorant to the above stats. 38% of Australian merchants believe a lack of delivery options offered at the checkout ‘never’ prevents consumers from finalizing their purchase. >
11. Etsy announced an update to its listing process for sellers to add new listings or edit existing ones. With the new listings form, sellers can navigate sections faster and more efficiently, access the new performance tab to see performance data and reviews for the listing, and keep track of edits via a change summary in the footer. .
12. Last week approximately 2,000 Amazon employees staged a walkout to protest Amazon corporate's decision to bring employees back into the office, and Amazon couldn't have cared less. Company spokesperson Brad Glasser told Fortune, that since the return-to-office mandate went into effect “there’s more energy, collaboration, and connections happening, and we’ve heard this from lots of employees and the businesses that surround our offices.” .
13. A husband-and-wife team of eBay sellers put bubble wrap companies to the test to find out whether the sizing on their labels were accurate. One brand which advertised 700 feet on the label only shipped around 400 feet, while the best experience was from a 1050 feet role delivering 1020 feet. .
14. Wix issued its second Environmental, Social and Governance (ESG) Report, which demonstrates the company's efforts towards building a more sustainable and inclusive business and shares new initiatives to its approach to a responsible ESG framework. Co-founder and CEO, Avishai Abrahami, said, “We're here to make a difference and, ultimately, create a better world for everyone, and with today's decisions we're solidifying our foundation – for our users, our people and our company – for the next decade of success for Wix.” .
15. Walmart added the ability for sellers to purchase shipping labels for domestic orders on its marketplace, a feature that was previously only available on cross-border orders. Walmart also announced Automated Shipping Settings, which automatically generates transit times based on your warehouse zip code, carrier service, and customer's address. .
16. Moneris, a Canadian provider of payment solutions for mobile, online, and brick-and-mortar businesses, partnered with Wix to power its in-house website builder. Businesses using Moneris Online will have access to Wix's product offerings including bookings, online ordering, commerce and business solutions, and security infrastructure. .
17. Amazon plans to hire 1,000 seasonal workers across Australia in preparation for its busy mid-year sales period. The company has opened applications for temporary roles at fulfillment centers and logistics sites across Sydney, Melbourne, Brisbane, Perth, and Adelaide in an attempt to get ahead of the holiday season rush. .
18. Binance is rumored to be laying off as much as 20% of its 8,000 employee workforce, according to a tweet by independent reporter Colin Wu. A company spokesperson responded with a statement saying that “this not a case of rightsizing” but a focus on “whether we have the right talent”, as the company says it'll still be seeking to fill hundreds of open roles. .
19. Shein is hiring a U.S. head of logistics who will serve as a liaison between the company's U.S. and Singapore headquarters, according to a LinkedIn job posting, as part of its plan to bolster compliance and logistics execs ahead of its U.S. marketplace. The company is also hiring an anti-money laundering and compliance executive and a number of U.S. marketplace personnel. .
20. commercetools, a provider of composable commerce, appointed Roxana Dobrescu as its first Chief People Officer. Dobrescu, who brings two decades of corporate human resources and talent acquisition experience to the company, will lead global personnel efforts. .
21. Companies are pulling back on their fulfillment plans including American Eagle, who announced last year that it was building out 3PL capabilities after acquiring two logistics firms, however recently trimmed its logistics workforce, stating that the unit's services had not met expectations. Blue Apron, another example, opened two distribution centers and added 1,200 workers to assemble its boxes of fresh goods, but are now selling its logistics assets to FreshRealm, which makes meal kits for Kroger, Publix, Walmart, and other grocers. .
22. Meesho, the Facebook-backed Indian e-commerce marketplace that offers the lowest seller commission in the country, has become the world's fastest shopping app to cross 500M downloads across Google Play and iOS, reaching the milestone in just six years. Over half of those downloads (274M) came in 2022. .
23. Amazon is in talks with all major U.S. wireless carriers about a potential partnership to offer cheap or free cell phone service to Prime members. So far there are no details on what Amazon's wireless service would look like, including whether it would offer the same level of service or Internet speeds as you'd get going directly through Verizon, T-Mobile, or AT&T. .
24. Twitter is hiring NBCUniversal's senior executive Joe Benarroch in a role focusing on business operations. At NBCUniversal, Benarroch was executive VP of communications, global advertising and partnerships. .
25. Molson Hart, a reporter who famously wrote about how Amazon's business practices harm American consumers in 2019, shared on Twitter that Amazon lawyers “are trying to ruin me.” In an attempt to prove that Molson is either lying or wrong, the company has requested countless documents in discovery and requested more than two full days of depositions from the reporter, while putting him in a position to cover a mountain legal bills through 2026. .
26. Last week I reported that Jeff Bezos is ripped now. Well it turns out that Mark Zuckerberg is too! The Meta CEO impressed his followers by completing the Murph challenge, which involves running one mile, followed by 100 pull-ups, 200 push-ups, 300 squats, and concluding with another mile run, while wearing a 20lb weighted pack, in under 40 minutes. .
27. Amazon is winding down its celebrity voices initiative on Echo devices, which included voices from Samuel L. Jackson, Melissa McCarthy, and Shaquille O'Neal. Customers will be able to continue using the voices for a limited time and then can contact Amazon for a refund. .
28. Juni is launching a new feature called Juni Invoices, which offers a “buy media, pay later” model that allows online retailers to choose between 30, 60, and 90 days to pay their media invoices. The platform will auto-collect and scan invoices via integration with Google and Facebook Ads and automatically match each invoice with its corresponding transaction to reduce processing time. .
29. Google made several updates to Google Wallet, focusing on health care and travel services, with potential use cases for personal identification and airline boarding. The upgrades arrive to compete with Apple Pay, which began offering consumers a hub for their virtual payments cards along with authentication services. Now how about offering a 4.15% interest bearing savings account? .
30. Meta is planning to cut another 1,200 jobs across California, with 528 coming from the company's Menlo Park headquarters. The company also announced that it will require office-assigned staff to return to in-person work for at least three days a week starting Sep 5th. .
31. Klaviyo launched an integration with Amazon's Buy With Prime service, which lets Klaviyo users sync their order and customer data with their Klaviyo account. Business are able to see a single, real-time view of their customers, conversions, and revenue through Klaviyo's platform. .
32. Plus 8 seed rounds, IPOs, and aquisitions of interest including SellerX's acquisition of fellow e-commerce aggregator Elevate Brands.

I hope you found this recap helpful. See you next week! (Unless ecommerce is dark in protest of the Reddit API changes. In that case, I'll see ya when I see ya!)
PAUL

i've been thinking about putting in an application at my local kroger for a cashier position. what are the pros/cons as an employee at kroger? should i do pickup instead?

• current cards: • Citi, $3750, 07/2020 • Discover, $4750, 07/2021 • Citi, $3400, 04/2022 • Chase, $13500, 04/2022 • U.S. Bank, $2000, 11/2022
• FICO score: 769 (Citi), 769 (Chase), 751 (Discover)
• oldest account age: 2 years 10 months
• Chase 5/24 status: 4/24
• income: $50,000
• Do you have any cards you’ve been looking at? (in order of preference): • U.S. Bank Ralph’s (Kroger) • American Express Blue Cash Everyday • Wells Fargo Bilt • Elan Max Cash Preferred
• state: Ohio
I’d like all 4 of these cards eventually, and I’m located in Ohio if that helps determine which bureaus they will pull. Is spreeing all 4 of these possible? If so, what would be the best order to apply in (if not, which ones in what order is plausible)? I’m not worried about going over 5/24. I’m confident I can hit all the SUBs at the same time as I have some large purchases coming up. At first I’ve been spreading my applications out, but I’m thinking that it may be best to just get a bunch that I really want and then garden for a while so they simultaneously age; I still want to get some feedback on this before I spam applications in case I’m making a big mistake here.

Preliminary results: PASS!
Y'all. I feel so good right now. You guys don't know how crazy my life has been. Basically, I have a family to take care of and I'm the only one working. My gf and I also recently bought a house, so the timing was impeccable.
I was laid off from my cushy office job back in October and for 2-3 months I was basically living off of savings. It was dreary. I brushed up my resume. I sent out applications left and right and I found no one willing to hire me. I started looking for more local jobs and stumbled upon my Kroger pharmacy hiring.
I was surprised to be hired on the spot by the manager pharmacist and I immediately got to work in the middle of January (the weeks after New Years was a nightmare!). I had no experience and basically learned everything on the job. I was doing Pharmacy Technician University every night till 3-4am in hopes of being able to have some semblance of a decent salary and hopefully leave retail as soon as possible rather than later.
I asked my manager pharmacist how long it usually takes someone to get certified and he told me usually people take 6 months but some even take a year or longer. I looked him dead in the eye and I told him I'll do it in half that.
I've been so nervous from the point of scheduling the exam and in the past 3 days, I consumed 3 red bulls every night till 6am studying for this thing. I just took the exam today and I PASSED. I'm so relieved that I finally finished the exam and I can be certified and also so I can go to bed at a decent hour. My manager pharmacist actually just left the company a month ago, but now I can honestly say that I kept my promise to him and finished just a bit shy off of 3 months.
I'm so tired, time for bed. thanks for reading

I saw open applications for a job as a courtesy clerk at Kroger, and was curious if you guys recommend this place as a second job for me? If not then that’s okay! I still have other options to choose from

Was trying to create an express application using the kroger API. Is there any apparent syntax error I am missing? This is my first time working with an API and help would be appreciated as I have been stuck for a while :(
The error in terminal shows as follows : data: { error: 'unauthorized', error_description: 'invalid credentials' }
Here are the instructions to make a test call from the documentation:

curl -X POST \ 'https://api.kroger.com/v1/connect/oauth2/token' \ -H 'Content-Type: application/x-www-form-urlencoded' \ -H 'Authorization: Basic {{base64(CLIENT_ID:CLIENT_SECRET)}}' \ -d 'grant_type=client_credentials' 

Here is my current code:

import express from 'express'; import axios from 'axios'; const PORT = 8000; const app = express(); import bodyParser from 'body-parser'; app.use(bodyParser.json()); const data = { grant_type :'client_credentials', }; const config = { headers: { 'Content-Type': 'application/x-www-form-urlencoded', Authorization: 'Basic Y291cG9uLWhlbHBlci1iVzk1MjUxY2I1MGQ0Zjc1MzYzODc1YTUyZjgzMTc2YnQwOTA1MjM2Nzc0MTMzMjM3MTE6dkhYOG5RZXR0RGdvVmlYeE1wRnV5V3FhemlTNGNreWlxdFRBMG5HbA==', } }; const url = 'https://api.kroger.com/v1/connect/oauth2/token'; axios.post(url,data,config) .then((response) => { console.log(response.data); }) .catch((error) => { console.error(error); }); app.listen(PORT, () => console.log(`Server Running on port: http://localhost:${PORT}`)); 

I have already tried resetting my client secret and verified it is encoded correctly.
Note: not my actual encoded CLIENT_ID/CLIENT_SECRET.
Thanks for help!

I applied to work at a Kroger roughly one week ago through the website. I just checked on my application status, and it says "process complete". What does this mean exactly? I tried calling the store, but all I got was an automated message saying I should check my application status online. Thanks in advance for your help

Company Name	Title	City
Crane Memorial Hospital	Physiotherapy Assistant	Crane
Crane Memorial Hospital	Physical Therapist Assistant (PTA)	Crane
Crane Memorial Hospital	PTA	Crane
EL VALLE DETENTION FACILITY	Lieutenant	Elsa
Crane Memorial Hospital	PTA	Imperial
Quell Petroleum Services	Ashphalt Layer	Monahans
EL VALLE DETENTION FACILITY	Lieutenant	Raymondville
EL VALLE DETENTION FACILITY	Police Lieutenant	Raymondville
Quell Petroleum Services	Ashphalt Layer	Wink
In-Sync Exotics	Animal Doctor	Wylie
In-Sync Exotics	Veterinarian	Wylie
Kelsey-Seybold Clinic	Call Taker	Bryan
Aerotek	A&P Mechanic	Corpus Christi
Adaptech Corporation	Mulesoft Architect	Cypress
Infinity Consulting Solutions	Business Support Manager	Dallas
Teleperformance USA	Client Delivery Manager	El Paso
Kroger Distribution Center Warehouse (Keller)	Shipping Clerk	Keller
Schneider	Van Operator	Longview
Hope Veterinary Clinic	Associate Veterinarian	Amarillo
ABC Home and Commercial	HVAC Service Technician	Bryan
Usaa	Business Risk and Controls Advisor Mid Level	Castle Hills
Tropicana Building II, LLC	Asset Manager	El Paso
Truvant	Maintenance Technician 2	Haslet
MLC CAD Systems	CAD (SOLIDWORKS) Application Engineer - Flexible Work Environment	Houston
MLC CAD Systems	Sales Application Engineer	Houston

Hey guys, here are some recent job openings , feel free to comment here if you have any questions, I'm at the community's disposal! If you encounter any problems with any of these job openings please let me know that I will modify the table accordingly. Thanks!

Hi! Taking a trip to Europe for the first time, in early July, and I am just realizing that even though I have a lot of cards, not many have no FTF.
To be brief:

• Budgeting ~$3-4k total including airfare (~$1700), so I should be able to hit most SUBs.
• Living with friends the almost the whole trip, so housing is free.
• Biggest expenses will be dining, transit (bus/train/taxi), and the large airfare bill.

I've done some research and the following cards look like good options, but I have questions:

• Wells Fargo Autograph: The pre-selection tool said no offers for me, should I apply anyways, even if the WF pre-approval tool said no offers?
• CapOne SavorOne: Their pre-approval tool said I was only pre-approved for the version for "good" credit, thus no SUB.
  • I'm a student, and the student version of this card has a $50 SUB, and I think I have pretty good odds if I'm pre-approved for the "good" credit version.
  • Should I risk denial and apply for the full $200 SUB version, or just take the student version's $50 SUB?
• AAA Travel Advantage: Does anyone know if the 3% back on travel apply to local transit, such as bus/boat/taxi, etc?
  
  • Called in today, talked to 2 different reps, one said transit (bus/train/boat), rental cars, and hotels would be counted as travel for 3% but parking meters/post-paid parking would not. The other said all of the above would count
  • On top of airfare being counted as travel, of course
• Altitude Go: I have 2 personal cards, 1 business card, a personal checkings & a business checking with them. However, my last 3 cards have all been with US Bank, and within this past year.
  
  • I have read data points of US Bank closing down accounts from high inquires, and would definitely not want to risk this.
  • Should I even consider applying for the Altitude go? I'm at 1/24 (EQ) 6/24 (EX) 9/24 (TU)

In addition, I would have almost no use for the WF and CapOne, once I get back domestically, as I have other cards that all carry higher % back for every category that they cover. I would keep using the AAA Travel Adv. for 5% back on gas, and the Alt.Go. would still be useful for the $15 streaming credit.
Current cards I plan to bring

• Kroger Mastercard as a 5% catch-all if the vendor accepts Google pay.
• Venmo Visa, for 3% on highest category and 2% on 2nd highest
• Citi Custom Cash earns 5%, but has a 3% FTF, so I am still planning to use it as a 2% back card on one category.

Additional info

• Equifax Vantage 3: 747, Experian FICO 8: 729, TU: idk but my Discover FICO scorecard uses TU and says 72
• Equifax: 1/24, 0/12, 0/6
• Experian: 6/24, 1/12, 0/6
• TransUnion: 9/24, 5/12, 3/6
• AAoA 1yr 10mon
• AoOA: 3yr 8mon
• Util: 3%
• Income: Student at uni, freelance part-time for ~$48k/yr
• Rent/Other Debts: $0 (technically negative but that's not an option in applications) $12k in student loans

Thanks!

Digital Pharmacy Market Scope & Overview
The report on the global Digital Pharmacy market provides a thorough analysis of the key market-influencing factors, notable company profiles, descriptions of key product characteristics, sales information, and contact details. The report offers an in-depth analysis of the most significant market trends. Focus groups, questionnaires, interviews, a thorough all-dimensional evaluation, a national and regional study, and other techniques were used to collect the data.
Get Free Sample Report of Digital Pharmacy Market @ https://www.intelligencemarketreport.com/report-sample/644695
Major Players Covered in Digital Pharmacy market report are:
​

• CVS Health
• Cigna
• Optum
• Walgreen Co.
• Walmart Inc.
• The Kroger Co.
• Amazon
• GoodRx
• Costco Wholesale Corporation
• Rite Aid Corp.
• Hims & Hers Health
• PharmEasy
• Apollo Pharmacy
• DocMorris
• Giant Eagle Inc.
• LloydsPharmacy
• Shop-apotheke.com
• Tata 1mg
• Netmeds.com
• HealthWarehouse
• Pharmex Direct Inc.
• Apex Pharmacy
• TELUS
• Ro Pharmacy
• Rx Outreach
• The Independent Pharmacy
• Rexall Pharmacy Group
• NorthWestPharmacy

The sector's impact on the main market elements, such as drivers, constraints, opportunities, and threats, is examined. On the global market, opportunities and barriers have underlying forces and restrictions. Digital Pharmacy market research includes information on strategic partnerships, new product launches, initiatives, transactions, joint activities, information on well-known market rivals, development factors, restraints, and opportunities.
Market Segmentation Analysis
The market report also includes external and internal restraints in addition to internal and external opportunities. It can be used to evaluate the market by companies, clients, customers, buyers, merchants, service providers, and distributors. The market's main impacting factors are identified, and the magnitude of their influence is assessed, using segmentation analysis. The summary of the worldwide Digital Pharmacy market study includes definitions, categorizations, applications, the industrial chain structure, and a description of the subject.
The Digital Pharmacy Market Major Segments and Subsegments Listed Below:
Digital Pharmacy Market Segmentation, By Type
​

• Apps
• Websites

Digital Pharmacy Market Segmentation, By Application
​

• Urban Areas
• Rural Areas

Digital Pharmacy Market Segmentation, By Region
North America [United States, Canada] Europe [Germany, France, U.K., Italy, Russia] Asia-Pacific [China, Japan, South Korea, India, Australia, China Taiwan, Indonesia, Thailand, Malaysia] Latin America [Mexico, Brazil, Argentina] Middle East & Africa [Turkey, Saudi Arabia, UAE]
Make an Inquiry about Digital Pharmacy Market Report @ https://www.intelligencemarketreport.com/send-an-enquiry/644695
COVID-19 Impact Analysis
The research investigates how COVID-19 has affected both the domestic and global Digital Pharmacy market. Participants in the market will create pandemic mitigation plans with the aid of the COVID-19 impact study. Both the demand and supply side effects on the target market are taken into account in this research. This research makes use of unpublished databases, primary and secondary research, as well as a paid data source. Participants in the market will find the description of the market environment as a result of the COVID-19 epidemic to be useful both now and in the future.
Competitive Outlook
The market, prices, positioning, strong competitors, and a thorough approach to data collection must all meet the same standards. A substantial library of estimated future market estimates based on historical data is also included in the market study. The report looks at a number of important factors that have an impact on business participants in order to help them make investment decisions and take advantage of various opportunities for Digital Pharmacy market growth. These factors include those that affect them as suppliers, end users, dealers, and others.
Key Reasons to Purchase Digital Pharmacy Market Report
- A thorough market research that accounts for current growth projections, antecedent raw materials, and post-processing output.
- Segmenting the market by type, businesses, application, and region in a competitive market to gain broader insights of the market.
- Provide a general summary of the target industry's current situation, highlighting applications and advancements.
Conclusion
Readers can look over the most recent market data provided in the Digital Pharmacy market research report to obtain quantitative industry information. Emerging market companies can access global business research, which includes studies of the market's competition and development patterns.
Table of Content – Analysis of Key Points
Chapter 1. Executive Summary
Chapter 2. Global Market Definition and Scope
Chapter 3. Global Market Dynamics
Chapter 4. Global Digital Pharmacy Market Industry Analysis
Chapter 5. Digital Pharmacy Global Market, by Type
Chapter 6. Digital Pharmacy Global Market, by Application
Chapter 7. Digital Pharmacy Global Market, Regional Analysis
Chapter 8. Competitive Intelligence
Chapter 9. Key Companies Analysis
Chapter 10. Covid-19 Impact Analysis
Chapter 11. Russia-Ukraine War Consequence
Chapter 12. Risk Analysis of Global Recession in 2023
Chapter 13. Research Process
Continued…
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Contact Us: Akash Anand Head of Business Development & Strategy [email protected] Phone: +44 20 8144 2758
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Hey everyone,
As a moderator of this community, I wanted to bring to your attention a recent scam that has been circulating around the Wizard101 community. It has come to our attention that there is a phishing website that appears to be distributing a code if you enter your username, password and master password. This is designed to be a phishing attack to trick unsuspecting players into sharing their account, likely so they can steal it and potentially sell it or do what they want with it.
In case you're not familiar with what phishing is, it's a type of online scam where a cybercriminal creates a fake website or email that looks like it's from a legitimate company, but is designed to trick you into entering your personal information. They might try to convince you to provide your login credentials, credit card information, or other sensitive data. In this case, it's a website created that uses some of the source code of the original website to make it look real and it tries to extract your username, password and master password.
I wanted to take a moment to remind everyone of some basic safety tips when browsing the internet, and how to make sure a website is legitimate before entering any personal information:

1. Always check the URL of the website you are visiting. Scammers will often create websites that look almost identical to the real thing, but will use a slightly different URL or domain name. Make sure the URL is spelled correctly and matches the official website.
2. Check the claims that the website is making. If it seems too good to be true, it most likely is. KI is not going to give away a Kroger jewel card for free, especially on a website that is not their own. They aren't giving away something that's normally $20 for free with no reason. Additionally, KI has said themselves that they will never require you to enter login information on anything that isn't on their official website or game, so if a website ever tells you that there's an exception where they absolutely need it, back out as fast as you humanly can. Even support will only ever need your username
3. Be cautious of links or emails that ask you to login or provide personal information. Scammers will often use fake links or emails that look like they're from a legitimate company to trick you into giving them your information.
4. Contrary to popular advice, the lock you'll find on web browsers doesn't inherently mean that it's safe. It just means that the website is what it identifies itself as. So you'll see 🔒 reddit.com because Reddit has a certificate identifying itself as Reddit, which is backed up by the certificate agency. However, scamwebsite.com can still do this as well.

If you ever have any doubts about the legitimacy of a website or email, don't hesitate to ask the community or contact the company directly. It's better to be safe than sorry, and the Wizard101 community is always here to help each other out. Additionally, if you become aware of any website that is attempting to trick users, please reach out to us in modmail so we can take action on it in any way we can. And if you ever find that you entered your information on one of these, IMMEDIATELY change your passwords, both regular and master (if applicable).
Remember to stay safe online, and let's keep the Wizard101 community a fun and secure place to play!
(Yes, I used ChatGPT to help write this. I'm not good at making moderator announcements by hand)

(cross posted to girlsgonewired)
Hello everyone!
Last September, I started an online community intended to foster an empowering environment for minorities in tech. This community, Habibi Code, hosts monthly events and a mentorship program - we’ve had two mentorship cycles so far, with 19 mentees and 12 mentors. Today, we opened up applications for the third cycle which starts July 1st.
We’d love to have you join the community or apply to be a mentee through the mentorship program! If you’re interested in mentoring, please feel free to comment or DM me :)
On April 27th, we are hosting a guided Q&A session with a panel of five professionals from the tech industry. The panelists have a wide range of past experiences (software engineering, accessibility, compliance, advocacy, QA, management, platform architecture, consulting, etc.) and work/have worked at companies such as VMware, Meta, Vox, Liberty Mutual, Pivotal, Kroger, and many more. If you’re interested in this event or events like this, please read more about Habibi Code (linked above) and join us there :)
Happy to chat or answer any questions you may have.